General Terms and Conditions of Use

1. Acceptance of Terms

Welcome to the Greystone Insurance LLC website (the "Site"). By accessing, browsing, or using this Site, you acknowledge that you have read, understood, and agreed to be bound by these General Terms and Conditions. If you do not agree with any part of these terms, please discontinue your use of the Site immediately.

2. Informational Purpose Only

The content, materials, product descriptions, insurance overviews, and financial figures presented on this Site are provided for general informational and educational purposes only. Nothing contained on this Site constitutes:

• Formal legal, financial, tax, or professional advice;
• An offer, solicitation, or binding commitment to issue an insurance policy, surety bond, credit guarantee, or financial instrument; or
• A binding broker-client or agency engagement agreement.

All insurance products, coverage limits, pricing terms, and underwriting decisions are subject to formal underwriting review, formal policy issuance, and the explicit terms and conditions set forth in individual policy documents or formal written contracts.

3. Intellectual Property Rights

All text, graphics, logos, images, software, and overall design elements on this Site are the property of Greystone Insurance LLC or its respective content suppliers and licensors. You are permitted to view, download, and print pages from the Site for your own personal or internal business evaluation use, provided you do not modify, reproduce, distribute, or commercially exploit any material without prior written permission from Greystone Insurance LLC.

4. User Conduct and Submissions

When using this Site, you agree not to:

• Transmit any unlawful, threatening, defamatory, obscene, or otherwise objectionable material;
• Upload or transmit malicious code, viruses, or automated data scraping tools; or
• Provide false, misleading, or fraudulent information through any inquiry or contact forms provided on the Site.

Any information or inquiries submitted through the Site are handled in accordance with our general data practices. However, submission of an inquiry does not guarantee coverage acceptance, policy binding, or formal response timelines.

5. Disclaimer of Warranties

This Site and its contents are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Greystone Insurance LLC disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Greystone Insurance LLC, its officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of, or inability to use, this Site or any information provided herein.

7. Third-Party Links

This Site may contain links to third-party websites or external resources for your convenience. Greystone Insurance LLC does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites.

8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with general commercial principles and applicable laws, without regard to conflict of law provisions. Any legal action or proceeding relating to your access to or use of the Site shall be instituted in a court of competent jurisdiction.

9. Changes to Terms

Greystone Insurance LLC reserves the right to modify, amend, or update these Terms and Conditions at any time without prior notice. Your continued use of the Site following any changes indicates your acceptance of the modified terms.