Products
Credit Protection
Loan enablement, underwritten directly, not brokered through a third party.
Overview
Greystone underwrites credit protection that converts a lender's credit exposure into an insured risk position. Defined credit events are absorbed so expected loss and capital pressure can fall.
Banks use the cover to release liquidity from unsecured positions, lower risk-weighted asset intensity, and improve return on regulatory capital. Typical coverage is 50–100% of loan principal, depending on the borrower.
Who it's for
Banks, specialty lenders, and institutions that need to scale non-investment-grade obligors without a matching rise in capital.
Why this cover
01
Direct underwriting authority, rapid decisions and claims managed by Greystone, not a chain of intermediaries.
02
Higher approval rates for non-investment-grade obligors without stretching the bank's own capital.
03
Portfolio scaling without a proportional increase in capital allocation.
Related coverage
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Advance Payment Guarantees
Insurance-backed surety for mobilisation funds, working capital without tying up a bank line.
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Marine & All Risk
Physical loss or damage across ocean, air, rail, and road, including warehouse and in-transit storage.
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Related engagements
Regional bank
Africa
Unsecured mid-market lending was consuming capital faster than the book could grow.
Credit protection on defined events, so the bank could scale without a matching rise in RWA.
Talk to a Credit Protection specialist.
Connect with the Greystone desk that writes this product.